Personal Watercraft

Insurance designed for personal watercraft like a jet skis and wave runners.

The ""JetSport"" program is one of the best programs around, providing broad
coverage with additional benefits.  It is also the only program endorsed by the
American Watercraft Association.

Personal Watercraft Essentials - Coverage Limits and Options

Liability Only
You can be held liable for damaged property or personal injury, to both non-family and family members,
if an accident occurs.

Protects your PWC from damage resulting from fire, theft and most other perils, plus adds collision coverage for accidental damage.

Physical Damage
Market value protection against damage to or theft of your PWC.

Medical Payments
Up to $5,000 in medical expense coverage is available for boating injuries.

U.S. and Canadian Waters
Other carriers tell you when and where you can use your boat, even naming specific lakes and waterways. You're covered in the waters of the U.S., Canada, and Mexico's Pacific coast, north of Rio Santo Tomas. Offshore distance restrictions apply.  

Personal Watercraft Extras – Beneficial Options

Watersports Liability

If you like to water ski with your PWC, this option is just for you.

Protects the trailer you use to tow your PWC.

JetSport Advantage
This endorsement includes:

Uninsured Watercraft
Provides bodily injury protection to you if an uninsured boater collides with your PWC.
Non-owned Watercraft Liability
Extends your policy's liability coverage to most PWCs you rent or borrow.
Personal Effects Coverage
Covers personal belongings stored on board that are stolen or damaged.
Emergency Assistance and Towing
Helps you if your PWC breaks down on the water, or if your trailer breaks down during transport.
JetSport Advantage Plus Endorsement
Upgrades you to higher limits.


Insurance not available in AK, DC, HI, MA, ME, NH, RI and VT