Motorcycle / ATV

Good motorcycle coverage is not a one-size-fits-all, point-and-click purchase. Your bike is outfitted with options to fit your personality. Your policies can be customized to match.

With a wide variety of bike classes and expertise we can find the right rate and coverage to suit your needs.
                Touring motorcycles
                Dual purpose
                Standard motorcycles
                SuperSport motorcycles
                Dirt Bikes
                4, 6 & 8-wheeled utility vehicles

Motorcycle/ATV Essentials – Coverage Limits and Options

Liability Only
Protects you against liability for injuries to others, or property damage, as a result of a cycle accident.

Protects your bike from damage resulting from fire, theft and most other perils, plus adds collision coverage for accidental damage to your bike.

Motorcycle/ATV Extras – Beneficial Options

Replacement Cost
This option replaces bikes up to two years old in the event of a total loss, without depreciation. If your bike is stolen or damaged beyond repair, your coverage is up to policy limits to replace it with a new unit of like kind and quality.

Trike Conversions
This option is designed specifically for cycles that have been converted to a trike, or for those originally manufactured as a trike.

All the policies we sell cover permanently attached manufacturer and non-manufacturer accessories up to $3,000. Higher limits are available.

Cycle Safety Apparel
These full coverage policies provide coverage on approved clothing and helmets if damaged in an accident, without a deductible.

Travel Loss Reimbursement
Trip Interruption. Covers meals, lodging expenses and alternate transportation back home if a covered loss occurs 100 or more miles from home.

Towing and Emergency Road Service
Covers the charges for towing and other emergency services.


Insurance not available in AK, DC, HI, MA, ME, NH, RI and VT