We sell three levels of solid protection to fit your lifestyle and concerns.

Liability Only
Liability coverage covers only injuries that you may cause to others, or property damage, as a result
of a snowmobile accident.

Comprehensive/Liability
Beyond liability, comprehensive coverage protects your snowmobile from damage resulting from fire,
theft and most other causes, except collision.

Collision/Comprehensive/Liability
In addition to liability and comprehensive coverage, this program includes collision coverage for accidental damage to your snowmobile. 

This program gives you the freedom to ride anywhere in the U.S. or Canada.

Snowmobile polices are available in Maine, Michigan, New York, Pennsylvania, Vermont
and Wisconsin.

Snowmobile Essentials - Coverage Limits and Options

Essential Liability
All the policies we sell include liability protection for damaged property or personal injury. Passenger
liability is also included at no additional cost, and you can customize your limits to fit your circumstances.

Medical Payments
This option covers co-payments, deductibles and other expenses if you need medical attention.

Physical Damage
This option covers damage to or theft of your snowmobile at Market Value.

Accessories
Accessories, like a trailer, cover, or safety apparel gain coverage with this option.

Newly Acquired Snowmobiles
If you purchase a new snowmobile, your current coverage is automatically extended to provide 30 days
protection to the new unit. Just remember to add it to your policy.

Snowmobile Extras – Beneficial Options

Out-of-State
Your policy automatically adjusts to meet a state's minimum coverage requirements, even if your policy
limits are normally lower.

Canada
If you ride beyond our northern border, your coverage extends into Canada.
 
Snowmobile - Discounts
You're not limited in the number of discounts you can enjoy:

- Insure two or more snowmobiles on the same policy
- Renew your policy
- Belong to a snowmobile association
- Complete a safety course